Lending Options

Flexible Payment Options

Ready to start your project but need to spread out the cost? Through our trusted lending partners, we offer both financing and rent-to-own programs on many of our steel buildings.

Understanding Your Options

Two Ways to Make It Work

Ready to start your project but need to spread out the cost? Through our trusted lending partners, we offer both financing and rent-to-own programs on many of our steel buildings.

Financing

Apply for a Loan

Financing means applying for a personal loan through one of our lending partners. You receive the funds, purchase your building, and repay through structured monthly payments. Approval and terms depend on your credit profile.

Best for: Customers who want to own their building outright from day one, with a fixed repayment schedule.
Rent-to-Own

Start Using It Right Away

Rent-to-Own (RTO) lets you take delivery of your building and make manageable monthly payments over time. Many RTO programs don’t require a credit check, making them accessible to more customers.

Best for: Customers who want flexibility and prefer to avoid a formal loan application — or those who don’t qualify for traditional financing.
Apply for Financing

Invest in Your Building
with Monthly Payments

Ready to start your project but need to spread out the cost? Through our trusted lending partners, we offer both financing and rent-to-own programs on many of our steel buildings.

HFS FINANCIAL

Financing
  • Direct-to-consumer personal loans — funds go straight to you
  • No home equity required
  • Same-day qualification; funding available in as little as 48 hours
  • Terms up to 20 years
  • Fixed rates for predictable monthly payments
  • No prepayment penalties — pay off early if you choose
Apply with hfs financial

RTO NATIONAL

Financing
  • Financing programs available on many buildings
  • No application fees, no hidden fees, no early payoff fees
  • Monthly payments tailored to your project size
  • Quick approval process
  • Requires credit approval
  • Up to $20,000
Apply with RTO National
Rent-to-Own Options

Start Using Your Building
Without Traditional Financing

Ready to start your project but need to spread out the cost? Through our trusted lending partners, we offer both financing and rent-to-own programs on many of our steel buildings.

RTO NATIONAL

rENT-TO-OWN
  • No credit check required
  • No application fees, no hidden fees, no early payoff fees
  • Simple monthly payment structure
  • Early buyout option available at any time
  • Quick and straightforward approval process
  • Up to $30,000
Apply with RTO NATIONAL

EZ PAY BUILDINGS

rENT-TO-OWN
  • Available for both renters and property owners
  • Part rental, part ownership — payoff always based on remaining cash balance
  • No application fees, no hidden fees, no early payoff fees
  • Customers can "buy down" to avoid credit checks on amounts over $15K
  • Option to finance up to 2 structures (max $20K total)
  • First payment due 30 days after delivery and installation
  • Up to $25,000 (after deposit)
Apply with EZ PAY BUILDINGS
Still Have Questions?

Not Sure Which Option Fits Your Situation?

Contact us and we’ll walk you through the difference — no pressure, just straightforward guidance on what makes sense for your project.

Contact us today

Cornerstone Steel Buildings LLC is not a lender and does not provide financial advice. Financing and rent-to-own programs are offered through independent third-party companies. Terms, rates, and approval requirements vary by lender and are subject to change. Cornerstone Steel Buildings LLC makes no guarantees regarding approval or final terms. Please review each lender’s terms directly before applying.